Accept Payments at the Point of Sale

From NFC terminals at the counter to QR codes at the pump — KaChing covers every in-person payment scenario your business encounters, with real-time reconciliation across all channels.

Contactless Card Payments

KaChing TapNGo brings NFC-enabled terminal technology to your business. Accept every card brand and digital wallet with a single tap — no friction, no delay, no missed sales.

All Major Cards Visa, Mastercard, American Express, and Diners Club — chip, swipe, or tap
Mobile Wallets Apple Pay, Google Wallet, and Samsung Pay supported out of the box
Auto-Reconciliation Amounts flow from POS automatically — no manual reconciliation required
Request a TapNGo Demo
KaChing TapNGo NFC payment terminal accepting contactless card tap

QR Code Payments

Customers scan your QR code with any smartphone camera and pay instantly. No app download, no card machine needed — works on any smartphone, any bank.

No App Required Works with any smartphone camera — no downloads, no accounts, no friction
Real-Time Notifications Staff receive instant payment confirmation so orders move without delay
Table, Counter & Takeaway Deploy QR codes at any touchpoint — menu inserts, counter stands, or takeaway bags
Request a SnapnPay Demo
Customer scanning SnapnPay QR code to pay from smartphone

Tableside Ordering & Payment

Guest-facing POS on a mobile device. Diners browse the full menu, place orders, manage their running tab, and pay from the table — all without waiting for staff.

Self-Service Ordering Guests browse, customise, and place orders from their own device at any time
Tab Management Open, add to, split, or close a running tab — guests control the entire experience
30% Increase in Spend Guests who order themselves spend more — upsells and add-ons are always visible
Request a SnapnTab Demo
SnapnTab tableside ordering and payment on guest smartphone

Smart Payment Terminal

The HaloPOS is an all-in-one smart POS terminal with a touchscreen built for high-volume environments. Accepts every payment type — tap, insert, swipe, QR, and NFC — with a built-in printer and camera for QR scanning.

All-in-One Device Terminal, printer, and camera for QR scanning — all in a single countertop unit
Android-Based Open Android ecosystem — install the apps your business needs, update over the air
Cloud Connected Real-time reporting and remote management from your KaChing merchant portal
Request a HaloPOS Demo
HaloPOS all-in-one smart payment terminal with built-in printer

Mobile Wallet & Loyalty App

A white-label mobile wallet app branded to your business. Customers store their cards, check balances, pay via barcode at the point of sale, and view their full transaction history — all in one place.

White-Label Branding Your logo, your colours, your brand — customers download your app, not ours
Barcode Payments Customers present a unique barcode at the POS — staff scan, balance deducted instantly
Balance & History Customers manage their own card — check balance, top up, and view past transactions
Request a Vault Demo
KaChing Vault white-label mobile wallet app showing barcode payment

QR Payments at the Fuel Pump

Drivers scan a QR code directly from their vehicle, select the pump, set a spend limit, and pay from their phone. Digital receipt delivered instantly. No queuing at the till, no app download required.

Scan From the Car QR codes mounted at every pump — customers scan without leaving their vehicle
Pump Selection & Spend Limits Customers choose which pump to activate and set a maximum fuel spend
Digital Receipts Instant digital receipts by SMS or email — no paper, no waste, no queuing
Driver & Vehicle Verification Fleet-grade identity verification for corporate and fleet fuel accounts
Request a Pay@Pump Demo
PumpnPay QR payment at fuel station

Fuel Payments: How Do We Compare?

KaChing Pay@Pump outperforms traditional magstripe fleet cards and automated vehicle identification systems across every critical capability.

Feature Magstripe Cards Auto Vehicle ID KaChing Pay@Pump
Driver Identification ✗ ✗ ✓
Vehicle Identification ✗ ✓ ✓
Real-Time Fleet Rules & Authorization ✗ ✗ ✓
Multiple Payment Methods ✗ ✗ ✓
Multiple Drivers Per Vehicle ✗ ✓ ✓
Open Loop EMV Fleet Card ✗ ✗ ✓
Bulk Fuel & On-Road Refueling ✗ ✓ ✓
Continuous Monitoring ✗ ✗ ✓
Vehicle Tracking ✗ ✓ ✓
Convenient / Low Admin / Self Service ✗ ✗ ✓
Electronic Fuel Vouchers ✗ ✗ ✓
Integrated or Standalone ✗ ✗ ✓
Mobile Fuel Payments ✗ ✗ ✓

The Complete Fuel Payment App

Pay@Pump is a dedicated fuel payment application that gives drivers, fleet managers, and fuel station operators a single app for pump selection, payment, fleet tracking, and settlement. Real-time visibility from the forecourt to the head office.

Select Pump & Pay Choose your pump, see volume and pricing, pay directly from the app — no queuing
Fleet Management Built In Vehicle registration, driver verification, tank capacity, debtor management, and spend limits
Settlement & Transactions End-of-day settlement, transaction history, fleet reprints — all from one screen
Add-Ons & Convenience Upsell convenience store items, car wash, and services alongside fuel purchases
Request a Pay@Pump Demo
KaChing Pay@Pump app showing Select Pump screen on phone with fuel nozzle

Accept Payments Without a Terminal

KaChing handles every payment that happens away from the physical till — online orders, payment links, embedded checkout widgets, SMS requests, social media payments, gift cards, vouchers, and crypto — all unified in one merchant dashboard.

Pay by SMS or Email

Send a payment request via text message or email. Your customer clicks the link, enters their card details on a branded checkout page, and pays instantly — from anywhere.

SMS or Email Delivery Send payment requests through the channel your customer prefers — or both
Real-Time Pickup Alerts Know the moment your customer pays — instant notifications to staff and the POS
Remote Payments Ideal for deliveries, phone orders, deposits, and off-site services
Request a TextnPay Demo
Customer paying via TextnPay SMS payment link on mobile phone

Payments on Your Website

Embed the KaChing payment widget on your website or online store with a simple code snippet. Works with Shopify, WooCommerce, Magento, and any custom-built site.

Drop-In Widget Embed a fully functional checkout with a single script tag — no complex API work required
Works Everywhere Shopify, WooCommerce, Magento, custom sites — if it runs on a web server, it works
Unified Reporting All widget transactions appear in your KaChing dashboard alongside in-store payments
Request a Widget Demo
KaChing Pay Widget embedded checkout on a merchant website

Zero Commission. Keep Your Profits.

Launch your own branded online ordering page — Dine-In, PickUp, Curbside, Delivery. Setup in under 2 hours. Add the link to your website or print a QR code. Zero commission, every order.

Zero Commission No 15–30% platform fees — ever. Flat-rate processing only, you keep your margin
Setup in Under 2 Hours Your branded ordering page goes live quickly — menu, photos, and payment all configured together
Direct to POS Online orders appear in your POS the moment they are placed — no manual entry, no tablet relay
All Order Types Dine-in, pickup, delivery, and curbside with individual schedules and settings per order type
Launch Online Ordering
KaChing zero commission online ordering page on desktop and mobile

Order From the Car. We Bring It Out.

Customer pulls up, scans the QR code from their parking spot, browses the menu, orders, and pays from their phone. The kitchen gets the order and staff delivers — fully contactless, fully seamless.

QR at Parking Spot Unique QR codes at each bay — customers scan to browse, order, and pay without leaving the car
"I'm Here" Notifications Staff receive instant arrival alerts so orders go out the moment a customer pulls in
Pre-Paid Orders Payment collected at ordering — no card machines at the window, no waiting, no friction
Add Curbside Ordering
KaChing curbside ordering — customer paying from car via QR code

Reach Your Customers Directly

Send bulk SMS campaigns, promotions, and payment links directly to your customer database. Drive repeat business with targeted offers at the right time — no middleman, no algorithm.

Bulk SMS Campaigns Reach your entire customer base instantly — broadcast promotions, events, and announcements
Targeted Promotions Segment by spend history, visit frequency, or product preference for higher conversion
Payment Links in Messages Include a KaChing Pay Link in any SMS — customers read the offer and pay immediately
Request an SMS Marketing Demo
KaChing SMS marketing — bulk campaigns with payment links to customer database

Digital Gift Cards That Drive Repeat Business

Reusable, rechargeable digital gift cards distributed via SMS, WhatsApp, and social media. Customers top up and redeem in-store — no physical card, no printing cost, no third-party platform.

Digital Distribution Delivered instantly via SMS, WhatsApp, or social media — no printing, no postage
Reusable & Rechargeable Balances carry over and cards can be topped up — customers hold onto them indefinitely
Redeemed at POS Staff redeem cards directly at the till with a simple scan — no separate system needed
Add Gift Cards
KaChing digital gift cards delivered by SMS, WhatsApp and email

Prepaid & Digital Vouchers

Issue prepaid fuel vouchers, gift vouchers, and promotional vouchers via mobile. Set spend limits, expiry dates, and redemption rules — full control over how, where, and when your vouchers are used.

Mobile Distribution Vouchers delivered via SMS, WhatsApp, or email — redeemed with a simple code or scan
Spend Controls & Expiry Set maximum values, expiry dates, and redemption rules per voucher type
Real-Time Tracking Monitor issuance, redemption, and outstanding balances from your merchant portal
Request a Vouchers Demo
KaChing electronic vouchers — prepaid and promotional vouchers on mobile

B2B & B2C Prepaid Solutions

Issue branded prepaid cards for fleet fuel, employee benefits, and customer rewards. Top-up capability reduces provider risk, while centralised controls keep spending within policy.

Branded Cards Physical and digital prepaid cards issued under your brand — reinforces loyalty with every use
Top-Up Capability Add funds to cards remotely at any time — eliminates exposure to lost or empty cards
Fleet & Employee Use Cases Corporate fuel cards, staff benefit cards, and customer reward cards from one platform
Request a Prepaid Card Demo
KaChing branded prepaid cards for fleet, employee benefits, and rewards

Business Funding, Simplified

Flexible business funding deposited in 3 business days. Because we process your payments, we already understand your business — approval is fast and repayment happens automatically via a fixed percentage of your daily card sales.

3-Day Deposit Apply today and receive your business funding deposit within three working days
Repay From Daily Sales A small percentage of your daily credit card transactions repays the advance automatically
No Compounding Interest A single fixed factor rate agreed upfront — what you see is what you pay, nothing more
Apply for KaChing Capital
KaChing Capital business funding — fast deposits repaid from daily sales

Accept Cryptocurrency Payments

Accept Bitcoin and other major cryptocurrencies at your point of sale. Settle in crypto or auto-convert to local currency at the point of settlement — integrated seamlessly with your existing KaChing setup.

Bitcoin & More Accept Bitcoin and a growing range of major cryptocurrencies — more added regularly
Settle Your Way Keep the crypto in your wallet, or auto-convert to your local currency at settlement
Integrated With POS Crypto payments appear in your KaChing dashboard alongside all other payment types
Enable Crypto Payments
KaChing Crypto — accept Bitcoin and major cryptocurrencies at point of sale

Complete Visibility and Control

Every transaction across every channel flows into a single, real-time dashboard — giving you the insight you need to run a tighter, smarter operation.

Merchant Dashboard

Real-time merchant dashboard giving you full visibility across your entire business. View transactions, settlements, chargebacks, and reports. Manage multiple sites from one login.

Real-Time Reporting Live transaction data across all payment channels — see exactly what is happening, right now
Multi-Site Management Manage every location from one login — consolidated reporting or site-by-site drill-down
Settlement Tracking Track settlements, chargebacks, and disputes in real time — no surprises on payout day
Request a Portal Demo
KaChing Portal merchant dashboard showing real-time transactions and reporting

Control Your Fleet Fuel Spend

Set granular driver and vehicle fueling rules directly from your KaChing portal. Volume limits per transaction, day, or week. Time restrictions, location restrictions, product restrictions, and PIN controls — full command of your fleet.

Granular Fuel Rules Volume, time, location, and product restrictions per driver or vehicle — set once, enforce automatically
Driver & Vehicle Verification PIN controls and identity verification ensure only authorised drivers fuel authorised vehicles
Real-Time Monitoring & Alerts Instant alerts on unusual fueling events — stop policy violations before they become losses
Request a Fleet Demo
KaChing Fleet Management — driver and vehicle fuel rules set from merchant portal

Complete Fleet Fuel Management

FleetHub360 is a dedicated fleet management app that gives fleet operators real-time visibility and control over every vehicle, driver, and fuel transaction. Track vehicle details, monitor fuel spend, enforce limits, and manage debtors — all from a single mobile app.

Vehicle & Driver Profiles Make, model, registration, tank capacity, assigned bay, debtor details — all in one view
Balance & Spend Tracking Credit limits, available balance, fuel amounts, and total spend updated in real time
QR Code Vehicle Scanning Scan a vehicle's QR code to instantly pull up fleet details, verify identity, and authorise fueling
Product Add-Ons Add convenience items, car wash, and services to fleet transactions alongside fuel
Request a FleetHub360 Demo
FleetHub360 fleet details screen showing vehicle information

Electric Vehicle Payment Solutions

As the market shifts to electric, KaChing is already there. Our EV charging payment solution integrates with charge point networks, enabling seamless payment for EV charging sessions. One platform for fuel and electric — future-proof your forecourt.

Charge Point Integration Connect with EV charging networks and manage payments from the same KaChing platform
Unified Fuel & EV Billing Petrol, diesel, and electric charging all on one invoice, one dashboard, one settlement
Fleet EV Support Track EV charging costs per vehicle alongside traditional fuel spend in FleetHub360
Future-Proof Ready for the transition — add EV charging to your existing KaChing payment ecosystem today
Request an EV Charging Demo

Every Product. One Platform.

All KaChing payment products connect to a single merchant dashboard — one login, one report, one reconciliation across every channel, every day. No fragmented systems, no manual consolidation.

KaChing Payments complete ecosystem — all products unified in one platform
22 Payment Products
1 Dashboard for All
0% Commission on Ordering
24/7 Support, Always

Ready to Accept Every Payment?

Get a free, no-obligation demo of the complete KaChing payment ecosystem. See every product in action and find out how much you could save by switching to zero-commission ordering.

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